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February 06, 2012
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Surcharge
An extra charge applied to the premium by the insurer, usually for at fault accidents or moving violations.

Broker
A person who for payment of a fee procures insurance on your behalf.

Vehicle ID No. (VIN)
This 17 character number is unique to each vehicle. It identifies characteristics of the vehicle, including manufacturer, year, model, body, engine specifications, and serial number.

Hearsay
Evidence based on what the witness has heard someone else say, rather than what the witness has personally experienced or observed.

Scrapped
Vehicles that have been dismantled and/or crushed and should not return to the road.

Quote
An estimate of the cost of insurance based on information supplied to the insurance company.

Nonrenewal
The termination of an insurance policy at its normal expiration date.

Loss Due To Fire Title
The vehicle sustained major damage due to fire. In most states, fire damage titles are issued when the cost of repairing the vehicle for safe operation exceeds its fair market value.

Insurer
The insurance company providing the insurance.

Full Tort
With this selection you retain unrestricted rights to bring suit against the negligent party.


Contact our Arkansas Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
Many Car Accidents Are Caused By Simple Distractions
Many car accidents are caused by people talking to other passengers while driving, eating while driving, as well as, drivers playing with the radio while driving - 25% of those car accidents are caused by those talking on a mobile phone while at the wheel of the car.

 


  Newsroom  
 


Fatal Traffic Collision
On May 4, 2007, at 7:44 pm, officers of the Riverside Police Department responded to a major injury traffic collision involving a single vehicle ca...
Read more >


17-Year Old Female Dies After Driver Loses Control Of The Car
On Saturday, June 15, at about 11:45 p.m., a single-car accident occurred at the 29-mile marker on H-11, near the park's Hilo entrance. One of the ...
Read more >


Sergeant Gives Aid, Support To Car Accident Victim
5/23/2006 Naval AIr Base Fort Worth, Texas

A 301st Fighter Wing security forces squadron member was praised by a local resident for helping...
Read more >


More news >

 
 

Terms

 


Today's Terms

Insured

Definition:
The person(s) entitled to coverage in case of an accident or loss.

Junk Title

Definition:
A Junk Title is issued on a vehicle damaged to the extent that the cost of repairing the vehicle for safe operation exceeds its fair market value; or a vehicle that has been declared a total loss by an insurer or other state or jurisdiction.

Claim

Definition:
Notice to an insurer of a loss that under the terms and conditions of a policy may be covered.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Arkansas Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Arkansas Car Accident Lawyers as soon as possible:

  • Batesville
  • Benton
  • Bentonville
  • Blytheville
  • Cabot
  • Camden
  • Conway
  • El Dorado
  • Fayetteville
  • Forrest City
  • Fort Smith
  • Harrison
  • Hot Springs National P
  • Jacksonville
  • Jonesboro
  • Little Rock
  • Magnolia
  • Mountain Home
  • North Little Rock
  • Paragould
  • Pine Bluff
  • Rogers
  • Searcy
  • Sherwood
  • Springdale
  • Texarkana
  • Van Buren
  • West Memphis
  • White Hall
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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