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February 26, 2010

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Accident Terms and Definitions

Loss Due To Fire Title
The vehicle sustained major damage due to fire. In most states, fire damage titles are issued when the cost of repairing the vehicle for safe operation exceeds its fair market value.

Scrapped
Vehicles that have been dismantled and/or crushed and should not return to the road.

Subrogation
The process in which an insurance company, after paying a loss to its insured, recovers the amount of the loss for damages (plus the insured's deductible) from the legally liable party.

Policy
Written contract of insurance.

Insurer
The insurance company providing the insurance.

Premium
The money paid for an insurance policy based upon the coverage provided.

Dismantled Title
The vehicle sustained major damage to one or more major component parts and the cost of repairing the vehicle for safe operation exceeds its fair market value.

Liability Insurance
Coverage for a policyholder's legal liability resulting from injuries to other persons or damage to their property.

Uninsured Motorist Coverage (UMC)
Provides coverage for a policyholder involved in a collision with a driver who does not have liability insurance.

Premium Finance Company
A lending institution that finances insurance premiums for a fee.

Contact our Arkansas Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

Did You Know?

Many Car Accidents Are Caused By Simple Distractions
Many car accidents are caused by people talking to other passengers while driving, eating while driving, as well as, drivers playing with the radio while driving - 25% of those car accidents are caused by those talking on a mobile phone while at the wheel of the car.

	Newsroom
	Plano East Senior High School Mock Pre-Prom Car Crash Helps Curb Alcohol-Related Accidents The morning of Tuesday, April 10, 2007, the City of Plano Youth Advisory Commission, Plano Police and Fire Departments, PESH Principal Karen McDona... Read more > Port St. Lucie Woman Arrested After Falsely Claiming Diplomatic Immunity R. Alexander Acosta, United States Attorney for the Southern District of Florida, and Edgar Moreno, Special Agent in Charge, U.S. State Department’... Read more > Sergeant Gives Aid, Support To Car Accident Victim 5/23/2006 Naval AIr Base Fort Worth, Texas A 301st Fighter Wing security forces squadron member was praised by a local resident for helping... Read more > More news >

Terms

Today's Terms

Limited Tort

Definition:
Offers savings on your premiums. You are still able to recover all out-of-pocket medical and other expenses, however you are not able to recover non-monetary damages or receive payments for pain and suffering unless injuries are defined as serious.

Replacement Cost

Definition:
Replacement cost is the cost of replacing lost or damaged property with new property of like kind and quality, at current market prices.

Summons

Definition:
Document or writ directing the sheriff or other officer to notify a person that an action has been commenced against him in court and that he is required to appear, on a certain day, and answer the complaint in such action.

More Terms >

Resources

More Resources >

Hot Topics

DUI Car Accidents
Aggresive Driving
Catastrophic Injuries
Speeding Accidents

Arkansas Car Accident Lawyers

If you live in one of the following cities and have been in an auto accident you should contact an Arkansas Car Accident Lawyers as soon as possible:

Batesville
Benton
Bentonville
Blytheville
Cabot
Camden
Conway
El Dorado
Fayetteville
Forrest City
Fort Smith
Harrison
Hot Springs National P
Jacksonville
Jonesboro

Little Rock
Magnolia
Mountain Home
North Little Rock
Paragould
Pine Bluff
Rogers
Searcy
Sherwood
Springdale
Texarkana
Van Buren
West Memphis
White Hall

Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com

Legal Disclaimers
All attorney listings are a paid attorney advertisement, and do not in any way constitute a referral or endorsement by an approved or authorized lawyer referral service. The information provided on Arkansas Car Accident Attorneys.com is not intended to be legal advice, but merely conveys general information related to legal issues commonly encountered. Your access to and use of this website is subject to additional Terms and Conditions.

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